Nationwide Mortgage
www.Nationwide-Mortgage.net
Get the best mortgage loan for you
When you decide to buy a home or refinance a
mortgage, it's a big step. You can trust us to find the loan program that's
best for you.
Buying a new home is a source of anxiety, frustration -- and a huge
sense of accomplishment. You didn't pick the house that was best for someone
else, you picked the one that's right for you! Trust our professionals to find
the mortgage loan that best fits your needs, too. "Less paperwork and more
personal attention" means you enter a frustration-free zone from
application to decision. Getting the right mortgage loan is like getting the
keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing
meant getting buried under mountains of paperwork, think again! We make it easy
and worry-free to reduce your interest rate and monthly payment. We can even
help you pay down your balance more quickly for comparable monthly payment. Let
our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down
your balance, and property values have gone up! Tap into that wealth and reward
yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the
personal attention you deserve and treat you with the respect due a valued
customer. We understand you're making a commitment in buying a new home,
refinancing and mortgage or cashing out your home equity. So we make a commitment
to you. We will help you qualify, apply and be approved for the right mortgage
loan for you. Not anybody else!
Please navigate our website to learn more
about us, what we do for you, and how easy it is to get started.
What information will be needed for the application
Social Security Number, for borrower and co-borrower if any
Employment History
For the last two years, employment dates, addresses, salary.
Current pay stubs or W-2 forms.
Check and Savings Accounts and Certificates of Deposit
Location of bank accounts, account numbers and balances;
Address of bank if out of town
Last 3 months' statements
Stocks, Bonds, and Investment Accounts
Broker's name and address, description of stocks, bonds, etc.
Last 3 months' statements or copies of stock certificates
Life Insurance Policies
Insurance company, policy number, face amount, cash value, if any
Retirement Plan
Approximate vested interest value
Copy of latest statement
Automobiles
Make and model of automobiles, their resale value
Other Assets
Market value of personal and household property
Liabilities and Other Non-Mortgage Debt
Creditors names, addresses, account numbers
Monthly payments and balances
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Other income information you may need |
If you're self-employed
Two years tax returns, profit and loss statements, both company and personal if separate.
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.
If you have income from:
Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You'll need two years' personal federal tax returns
If employed in family business
Personal federal income tax returns and all schedules for the past two years
If divorced or separated
Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
If
you choose to have this be considered as part of your income (you don't
have to), be prepared to provide 12 months canceled checks or bank
statements reflecting income deposits.
Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances
If you've sold your home but not closed:
A copy of the sales contract
If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement
Name, address and phone number of landlords for the past 24 months
Purchase sales contract or offer to purchase and all addenda
Furnish contract with original signatures of buyer and seller
If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.
For FHA Financing
Evidence of Social Security Number and photo identification
For VA Financing
DD214 and Certificate of Eligibility
For Construction/Perm Loan
Signed construction with cost breakdown, builder plan and specifications
Nationwide
Mortgage
Toll Free Phone: Fax: 866-216-1453
Web: www.Nationwide-Mortgage.net
